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Types of Identity Theft

Stolen Checks

If you have had checks stolen or bank accounts set up fraudulently, report it to the check verifications companies. Put stop payments on any outstanding checks that you are unsure of. Cancel your checking and savings accounts and obtain new account numbers. Give the bank a secret Password for your account (not your mother's maiden name).

ATM Cards

If your ATM card has been stolen or is compromised get a new card, account number, and password. Do not use your old password. When creating a password, don't use common numbers like the last four digits of your social security number or your birth date.

Fraudulent change of address

Notify the local Postal Inspector if you suspect an identity thief has filed a change of address with the post office or has used the mail to committee credit or bank fraud. Find out where the fraudulent credit cards were sent. Notify the local Postmaster for the address to forward all mail in your name to your own address. You may also need to talk to the mail carrier.

Social Security number misuse

Call the Social Security Administration to report fraudulent use of your social security number. As a last resort, you might want to change the number. The SSA will only change it if you fit their fraud victim criteria. Also order a copy of your Earnings and Benefits Statement and check if for accuracy.

Passports

If you have a passport, notify the passport office in writing to be on the lookout for anyone ordering a new passport fraudulently.

Phone Service

If your long distance calling card has been stolen or you discover fraudulent charges on your bill, cancel the account and open a new one. Provide a password which must be used anytime the account is charged.

Drivers License Number Misuse

You may need to change your drivers license number if someone is using yours as identification on bad checks. Call the state office of the Department of Motor Vehicles (DMV) to see if another license was issued in your name. Put a fraud alert on your license. Go to your local DMV to request a new number. Also, fill out the DMV's complaint form to begin the fraud investigation process. Send supporting documents with the complaint form to the nearest DMV investigation office.

False Civil and Criminal Judgments

Sometimes victims of identity theft are wrongfully accused of crimes committed by the imposter. If a civil judgement has been entered in your name for actions taken by your imposter, contact the court where the judgement was entered and report that you are a victim of identity theft. If you are wrongfully prosecuted for criminal charges, contact the state Department of Justice and the FBI. Ask how to clear your name.

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